Money for here, there and everywhere

One place to manage your money. Save when you send, receive and spend worldwide.

Trusted by millions
Millions of customers globally move around 10 billion GBP each month
Regulated
Wise is regulated by the National Bank of Belgium in Latvia
24/7 customer support
Get help from 1,000s of specialists any time over email, phone and chat

Save on fees when sending money abroad

Whether it’s 50 euros or 50,000 dollars, sending money shouldn't cost the earth. Wise lets you transfer money internationally, free from hidden fees. Try our calculator to see how much you can save versus high street banks.

Learn how to send money

Rate guaranteed (47h)

You send exactly

Sending over 20,000 GBP or equivalent? We'll discount our fee

Recipient gets

Paying with

Bank transfer

Bank transfer fee
0 EUR
Our fee
6.21 EUR

Total included fees (0.62%)
6.21 EUR

You could save up to 65.69 EUR

Should arrive by Thursday

Do more with Wise in Latvia

You can use Wise for much more than just sending money. Here is what's available, based on where you live.

Open an account

Receive money fast
Get paid easily in other currencies with global account details.
Explore getting paid
Save on spending abroad
Pay and withdraw cash worldwide without any foreign transaction fees.
Learn about Wise cards

Disappoint thieves

Every quarter, our customers trust us to move over £30 billion of their money. Here are some of the important ways we protect them.

How we keep your money safe

Our dedicated fraud and security teams work to keep your money safe
We use 2-factor authentication to protect your account
We hold your money with established financial institutions

Manage your money worldwide

Save money when you send, spend and get paid in different currencies. All you need, in one account, whenever you need it.

Open an account

The card that's always got the right currency

Get a debit card to spend online, at the checkout, and to withdraw cash in the currency you need right away.

Order your card Learn more

4.8 ★ on App Store 147K reviews

4.8 ★ on Google Play 1.1M reviews

For people going places

"They make our life split between two continents possible. Transfers are simple and very, very fast."

Stuart on Trustpilot

"Always fast transactions and good fees. An invaluable online bank for those who live outside their own country or are frequent travellers."

Megan on Trustpilot

"I use Wise to pay a mortgage in a different country each month. Superb. That simple."

Gerald on Trustpilot

"The best money travel buddy! Wise makes finances easier to deal with instantly."

Gemma on Trustpilot

"Wise has been a lifesaver for me as a student in a foreign country."

Stefani on Trustpilot

Meet money without borders

We’re building the best way to move and manage the world’s money. Min fees. Max ease. Full speed.

Learn about our mission

Andris Veliks - WISE

WISE

Money for here, there and everywhere

Save on fees when sending money abroad

Do more with Wise in Latvia

Receive money fast

Save on spending abroad

Built for business too

Disappoint thieves

Manage your money worldwide

The card that's always got the right currency

Meet money without borders

Get the app for managing money everywhere